Car finance options for a range of credit situations
Different lenders assess risk in different ways. Whether your credit issues are historic, recent, or you’ve never borrowed before, there may be car finance options available.
Select the option below that best matches your situation to learn more about how lenders may assess your application.
Bad credit car finance
For missed payments, defaults, CCJs, or an overall low credit score.
Learn moreCar finance with CCJs
Options for applicants with one or more County Court Judgments.
Learn moreCar finance after defaults
For historic or recent defaulted credit agreements.
Learn morePoor credit score car finance
When your credit score is low but your circumstances have improved.
Learn moreNo credit history car finance
If you’ve never had credit or have a very thin credit file.
Learn moreSelf-employed car finance
Car finance options for sole traders and company directors.
Learn moreNot sure which option applies to you?
That’s completely normal — many people fall into more than one category. A short enquiry allows us to review your situation and explain what options may be available.
Apply now