What counts as bad credit?
Missed payments, defaults and CCJs explained — and how they can affect finance applications.
Read article →Latest guides and articles
Our articles are written to help you understand how credit works, what affects your chances of approval, and how bad credit can influence car finance decisions.
Can you get car finance after a CCJ?
What lenders consider when assessing applications with County Court Judgments.
Read article →How to improve your credit score
Practical steps that may help improve your credit profile over time.
Read article →Why credit scores differ between agencies
Why your Experian, Equifax and TransUnion scores aren’t always the same.
Read article →How bad credit affects car finance
What bad credit can mean for deposits, interest rates and approval chances.
Read article →Looking for car finance now?
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