Understanding credit and car finance
Credit scores and credit reports play an important role in most finance decisions, but they’re often misunderstood.
The guides below explain the basics in plain English, helping you understand how credit can affect car finance.
What is a credit score?
Learn what a credit score is, how it’s calculated, and why lenders use it when assessing applications.
Read guideWhat is bad credit?
Understand what bad credit means, what can cause it, and how it may affect finance applications.
Read guideHow to improve your credit score
Practical steps that may help improve your credit score over time.
Read guideLooking for car finance now?
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